PayTomorrow Medical Equipment Financing
Get the medical equipment your family needs — regardless of insurance gaps or credit history. Fast approval, all credit types.
PayTomorrow provides financing for medical purchases at specialty retailers across the United States. Unlike major BNPL platforms that focus on mainstream eCommerce, PayTomorrow's specialty retail network covers independent and specialty stores where consumers often can't find financing elsewhere.
| Purchase Amount | 12 Months (19.9%) | 24 Months (19.9%) | 36 Months (19.9%) |
|---|---|---|---|
| $1,000 | $92/mo | $51/mo | $37/mo |
| $2,500 | $231/mo | $127/mo | $93/mo |
| $5,000 | $463/mo | $254/mo | $186/mo |
| $10,000 | $925/mo | $508/mo | $372/mo |
* Estimates at 19.9% APR. Use our payment calculator for your exact numbers.
PayTomorrow is accepted at hundreds of specialty medical retailers across the US — primarily online specialty stores and independent shops. Check with your specific retailer or look for the PayTomorrow logo at checkout. Major national chains typically have their own financing partners.
Yes. PayTomorrow's waterfall system includes lease-to-own providers with no credit score minimum — meaning even consumers with poor or no credit can typically receive some form of financing offer. The product you receive (installment loan vs lease-to-own) depends on your credit profile.
Medical equipment financing through PayTomorrow serves consumers who cannot qualify for CareCredit or who are purchasing from suppliers not in the CareCredit network. Before applying, verify whether your medical supplier accepts CareCredit — if they do and you can qualify, CareCredit's 0% promotional periods are less expensive than PayTomorrow's installment rates. For non-prime borrowers and independent medical equipment suppliers, PayTomorrow remains one of the most accessible financing options available.
