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Make a PayTomorrow Payment
Step-by-step guide to paying your PayTomorrow loan — portal, app, auto-pay, and what to do if you're struggling.
Link your checking account for free bank-to-bank transfers. Recommended for auto-pay setup.
Pay with your debit card through the portal. Processing fees may apply per your agreement.
Pay through the PayTomorrow Customer Portal iOS or Android app — fastest method for on-the-go payments.
Auto-pay is the safest way to avoid missed payments and late fees. To set up:
Contact PayTomorrow before missing a payment — not after. Many lenders offer hardship arrangements including payment deferrals or reduced payments if you proactively communicate.
Call: (866) 418-5857 · Email: [email protected]
Late fees are specified in your individual financing agreement — typically a flat fee or percentage of the missed payment. Check your agreement's "Default and Fees" section. Fees are charged when payment is not received by the grace period deadline (often 10–15 days after due date).
For installment loans from PayTomorrow's lender network, payments 30+ days late are typically reported to one or more credit bureaus. This can significantly lower your credit score. Lease-to-own providers vary — some report, some don't. Check your specific agreement.
PayTomorrow payments are managed through the PayTomorrow Customer Portal, available as a mobile app on iOS and Android and through the web at paytomorrow.com. The portal is the fastest and most reliable way to make payments, view your balance, check your payoff amount, and manage your account details.
Payment Methods Accepted
Auto-pay is strongly recommended for PayTomorrow borrowers. Missed payments have credit score consequences (see our late payment guide), and auto-pay eliminates the risk of forgetting a due date. Set up auto-pay through the Customer Portal app by linking your checking account and selecting the monthly auto-draft option. You will receive confirmation when the auto-pay is active and a reminder notification before each withdrawal.
You can make additional payments at any time through the portal. Extra payments are applied to your principal balance and reduce total interest paid. For a full early payoff, request your current payoff amount through the app or by calling (866) 418-5857 — the payoff figure is calculated to a specific date and differs from your remaining scheduled balance.
If you are having difficulty making a payment, contact PayTomorrow customer service immediately — before the payment is late — to ask about hardship deferral options. Many lenders in the PayTomorrow network offer one-time deferrals for borrowers who communicate proactively. Waiting until after a missed payment significantly reduces your options.
